Part B premiums ↑ 11.6% to $206.50; deductibles and Part D max deductible also rise.
Out-of-pocket drug costs capped at $2,100/year; applies after reaching the limit.
Medicare to negotiate prices for 10 high-cost drugs; savings vary by plan and medication.
Fewer Medicare Advantage options; major insurers scaling back, enrollment ↓ nearly 1M.
New prior authorization rules in 6 states; some services require pre-approval using AI tools.
