If enhanced federal subsidies expire, premiums for 1.9M Californians could nearly double in 2026.
Enhanced Premium Tax Credits capped premiums at 8.5% of income; set to expire end of year.
Latino Californians may see ↑122% in premiums; Black Californians ↑106% if subsidies end.
Up to 400K Californians could drop coverage; uninsured could rise by 10.9M nationally by 2034.
Open Enrollment runs through Jan. 31, 2026; Californians urged to select plans by year-end.
