California’s avg employee premium is $1,356, with a family deductible of $3,167 and a single-payer deductible of $1,490.
The state launched the Office of Health Care Affordability in 2022 to slow spending growth and improve efficiency.
California also enforces an individual mandate requiring residents to have coverage or pay a penalty.
Its uninsured rate dropped to a record low of 6.4% in 2023 from over 17% a decade earlier.
These measures help keep insurance accessible despite high living costs.
