Open Enrollment runs from fall 2025 to early 2026, with different timelines for Covered California, Medicare, and employer plans.
Choose a plan based on personal health needs, including preventive care, prescriptions, and access to specialists or virtual services.
Evaluate total costs — premiums, deductibles, and copays — to avoid unexpected expenses and ensure financial readiness.
Check provider networks and plan types (PPO, HMO, HDHP) to balance flexibility, coverage, and budget.
Experts emphasize proactive research and holistic health planning, including dental and vision care for overall well-being.