Nearly **60%** of adults had insurance issues last year; rises to **80%** for frequent provider visits.
No Surprises Act covers emergency out-of-network bills, but not regular office or hospital visits.
Advanced Explanation of Benefits (AEOB) for price transparency not yet implemented.
Experts suggest reviewing insurance, getting pre-approvals, and consulting billing departments before procedures.
Hospitals must post procedure estimates; patients can appeal denied coverage and dispute billing errors.
