The pros and cons of Medicare Advantage: Should you switch to a private plan?

Medicare Advantage (MA) plans, heavily advertised and chosen by over half of Medicare enrollees, offer more coverage types and lower premiums than Original Medicare but come with trade-offs like limited provider networks, prior authorization requirements, and potential care delays. MA plans face criticism for misleading marketing, denied care approvals, and inconsistent quality. Switching between MA and Original Medicare is possible during specific enrollment periods.